In many cases, people who need to file bankruptcy already have an imperfect credit score. Your credit report most likely already contains reports of late payments and shows money owed to creditors. A bankruptcy will change that to reflect zero balances on most of those accounts that currently list late payments. This will improve your credit score. The bankruptcy itself will also be reported and remain on your credit report for up to 10 years, but most of our clients have a much better credit score within two years of filing for bankruptcy.
Do you Know Your Credit Score?
Southside Law Office helps you obtain a free credit report.
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